Dental Insurance – Naperville, IL

As a parent, it should make you feel good to see your child happy with the way their smile looks. Just like adults, they, too, want the kind of confidence that positively impacts all aspects of their life. However, it shouldn’t require you to pay exorbitant prices to help them maintain a cavity-free smile. Fortunately, you don’t have to at Tic Tac Tooth Pediatric Dentistry. By using your dental insurance in Naperville, you can save on their preventive and restorative dental needs. It is our goal to keep children’s oral healthcare affordable, so if you have any questions about your policy or plan, call our office.

How Dental Insurance Works

Dental insurance works like a financial security net, much in the same way your health or car insurance does. If some type of eligible treatment is required, you will pay less thanks to the coverage you receive through your plan.

By using your dental insurance to help cover the cost of your child’s dental care, you can expect valuable savings anytime they require preventive or restorative treatment. A clearer breakdown is provided below:

• 80-100% coverage for preventive treatment, like dental checkups and cleanings
• 70-80% coverage for basic restorative treatment, like dental fillings
• 50% coverage for major restorative treatment, like dental crowns

If orthodontics is something you’re concerned about, you will need to read through your policy to determine if coverage is provided. Some may require you to purchase a supplemental plan to cover a portion of the cost should your child require braces at any point.

What is the Difference Between Dental and Medical Insurance?

Medical insurance is designed to give patients the greatest savings on more expensive and invasive treatment. Should your child break their arm, require hospitalization, or need extensive lab work, your policy will lower the amount you spend out of pocket as opposed to them receiving a simple wellness exam.

Dental insurance, though, is vastly different. It takes a more proactive approach, encouraging patients to seek preventive care to avoid more invasive treatment later on. This is why you’ll find the greatest savings on dental checkups and cleanings. Making sure your child sees us every six months helps keep more money in your pocket while reducing the chances they’ll need a dental filling, crown, or extraction in the future.

In-Network vs. Out-of-Network

When reviewing your policy, you may wonder about the difference between in-network and out-of-network coverage. Knowing how they vary can ensure you receive the greatest savings when taking your child to the dentist.

In-Network Coverage

At Tic Tac Tooth Pediatric Dentistry, we are pleased to be in-network with Delta Dental Premier. If you have a plan with this particular company, you can expect to pay less for any preventive and restorative care your child might need. As long as you pay your monthly premium, meet your annual deductible, and have remaining funds in your allotted annual maximum, you can expect your portion of the bill to be much less.

Also, as a courtesy to our patients with PPO dental plans, our team will be happy to file any claims.

Out of Network

We are also happy to welcome all other out-of-network insurance plans, ensuring your child will receive the same high-quality care and attention. While your portion of the total cost will be higher, we stand by our commitment to offer affordable dentistry to all patients and families in Naperville.